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What is DeFi?

Decentralized finance is an emerging financial tech which is based on secure ledgers similar to those used by cryptocurrencies. DeFi eliminates the need for a centralized authority and the fees for management costs associated with them. DeFi is revolutionising the space by letting you be the sole owner and director of your finances with the help of smart contacts to make financial decisions and reap higher returns on your capital not seen in centralized finance.